News & Updates — Reverse Mortgage Articles

News & Updates

2026 lending limits, rate changes, market trends, and policy updates.

Reverse Mortgage News: 2026 HECM Limit Hits $1.25M

The 2026 FHA lending limit for HECMs has increased to $1,249,750. Here's what changed, why it matters, and how it affects your reverse mortgage options.

6 min read

Frequently Asked Questions

What is the 2026 HECM lending limit?

The 2026 FHA lending limit for HECM loans is $1,250,000, an increase from $1,209,750 in 2025. This means homeowners with higher-value properties can access more equity through the program.

How often do HECM limits change?

FHA reviews and adjusts HECM lending limits annually, typically announcing changes in late November or December for the following year. Changes reflect trends in national home values.

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